Charitable Remainder Trust
A Charitable Remainder Trust is a trust that receives cash or property from a donor, makes payments for life, lifetimes or a term of years, and then distributes the rest to charity or charities such as the EFCA. A donor may want to turn appreciated property that produces little or no income into a productive asset without paying capital gains tax on the sale of the property. A donor contributes the appreciated property to a charitable remainder trust that will sell the property tax-free and then make payments for life or a term of years.
The Benefits
- Bypass Gain - trust sells property tax-free.
- Increased Income - trust pays a percentage of its value to the trust beneficiary.
- Charitable Tax Deduction - donor receives a current federal income tax deduction.
- Appreciated Asset Ideal - consider using stocks, mutual funds, un-mortaged real estate.
Typical Donor: A donor with cash, real estate or other appreciated property with a value of at least $100,000 who wants increased income.
Charitable Trust Stories
- Tax Free Sale
- Sale and Unitrust
- The Retirement Unitrust
- Your Plan: Charitable Remainder Unitrust
- Your Plan: Charitable Annuity Trust
- Your Plan: Sale and Unitrust
Resources
- Interest Form (Adobe PDF)
- My Plan Calculator
Contact Us: For personalized illustration, please email foundation@efca.org or call toll free 800-995-8578.

