FCMM Retirement Plan

FCMM Retirement Plan LogoMany EFCA churches participate in the FCMM Retirement Fund to provide their pastoral and lay staff with pension benefits.  Participants have a variety of options that allow them to implement their personal investment decisions.

"Live Meeting" Webinar Registration

Wondering about how the new 403(b) regulations affect your church? Want to know what to do next?  To help you answer those questions the FCMM Retirement Plan offers web accessed "Live Meetings" for church leaders.  Hosted by Bud Smith, EFCA Associate Director of Benefits, the webinars are free and 30 minutes in length.  Email bud.smith@efca.org to set a time. 

FCMM features and investment options

  • 31 FCMM’s Investment Options - Participants have a wide range of investment choices.
  • 32 Advantages of Using FCMM -Why participate in FCMM?
  • The full length FCMM Retirement Plan document can be downloaded from this site.
  • Employee Forms

  • 31 FCMM Investment Options - Participants have a wide range of investment choices. 
  • 01 Participant Enrollment Form - Employees use this form to enroll.
  • 02 Employee Beneficiary Designation - Who do I want to designate as the beneficiary for my accounts?
  • 03 Participant Salary Deferral Agreement - Employee contributions through a salary deferral.
  • 04 Participant Investment Selection - American Funds - Selecting American Funds options.
  • 05 Participant Investment Selection - VanGuard Funds - Selecting VanGuard Funds options.
  • 08 Participant Transfer or Rollover - Packet of forms for moving money into FCMM from other plans.
  • 09 Employee Withdrawal Form - Used when a former employee is withdrawing funds.
  • Employer Forms

    Performance Reports

    IRS 403(b) regulations

    The following notices and presentations will assist any EFCA church seeking to understand what they must do in light of the new IRS 403(b) regulations.  The document posted on the IRS website is 131 pages long should you wish to refer to it. 

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